Liability Car Insurance / Accident Insurance With Roadside Assistance
Battery Jump-Start – Call us if your battery fails. If possible, it will be jump-started at the scene to help get you on your way.
Fuel Delivery – If you run out of gas, get the required fuel you need delivered directly to your vehicle. You only pay for the cost of the fuel. The delivery and service are free.
Locksmith Service – If your keys are lost, stolen or accidentally locked inside your vehicle, we will dispatch a qualified service provider. You’ll only be responsible for keys/costs to replace them.
Flat Tire Change – No need to panic if you have a flat. A roadside professional can put the spare tire on your vehicle at the scene.
On Scene Labor – Related to disablement, up to one hour.
Note: The number of roadside events we cover in any rolling six-month period may not exceed your policy limit in order for coverage to apply.
When the insured person is responsible for the car accident, the liability insurance will compensate the insured person for causing a third person's physical injury or property loss in the car accident within the insurance coverage. According to California law, all vehicles are required to apply for liability insurance to get on the road. Liability insurance includes:
1. Bodily Injury Liability, the legal minimum insured amount is $15,000 per person and the entire accident is $30,000.
2. Property damage insurance (Property
Damage Liability), the legal minimum insured amount is $5,000.
Because the United States is expensive and the amount of compensation for car accidents is huge, it is recommended to choose a plan with a higher liability insurance coverage within the budget.
It won't rise because of this, it is very cost-effective.
Collision insurance (Collison)
When an insured vehicle collides, whether it is caused by other objects such as electric vehicles or poles, the cost of repairs exceeding the deductible will be paid through the collision insurance. If the vehicle is completely scrapped, the insurance will be The car’s market value is compensated at the time, and the maximum amount of the claim is the maximum amount of the insurance.
Deductible option: $0, $100, $500, $1,000, other
Towing – Whenever your covered vehicle requires more than at-the-scene service, we can arrange to tow it anywhere within a 15-mile radius, or to the nearest qualified repair facility if one doesn’t exist within 15 miles. Keep in mind that you will be responsible for the cost of any parts and/or repairs made to your vehicle.
Winching Service – Defined as an at-the-scene service when we can pull your car out of an area with a motor-powered cable or chain. We’ll offer this service if your car is trapped in mud, snow, water or sand within 100 feet of road or highway.
Contact Person: Richard Guo